Tag: Retirement Planning
Overcome Financial Anxiety and Retirement Fears

Overcome Financial Anxiety and Retirement Fears

By |

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Curious about what truly goes into planning a successful retirement? Why is retirement deemed the most challenging life event you’ll ever face?

Join Dennis O’Keefe, a seasoned financial planner with over 30 years of experience, as he demystifies the retirement process in this episode. Dennis dives deep into why retirement can be more daunting than it seems and highlights the importance of preparing for this significant life transition. Listen in as he shares a compelling story of a retiree who learned the hard way about the potential pitfalls of poor financial planning. 

Dennis discusses: 

  • The permanent nature of retirement decisions [01:42]
  • Real-life anecdotes from retirees’ financial journeys [06:04]
  • How to effectively calculate your expenses and resources [22:42]
  • Strategies for reducing anxiety around financial planning [25:56]
  • And more

Connect with Dennis O’Keefe: 

 

All content presented is for educational purposes only and should not be construed as an endorsement of any third party, or as a solicitation or offer to sell securities or provide investment, tax, legal, or consulting services, and should not be acted upon without obtaining specific advice from a qualified professional. 

We believe the information presented to be reliable but is not guaranteed as to its accuracy or completeness. All examples are hypothetical and for illustrative purposes only. Any opinions or statements by third parties are their own and may not be representative of the experience of others or indicative of future investment performance or success. No compensation has been exchanged for any testimonials, endorsements, and/or recognitions.
Unlock the Secrets of Living Trusts

Unlock the Secrets of Living Trusts

By |

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Are you prepared to simplify the complex world of estate planning with trusts?  

Tune in as Dennis O’Keefe sheds light on the intricacies of living trusts and how they can become a vital component of your retirement planning strategy.

Whether you’re considering a trust yourself or just eager to enhance your financial literacy, Dennis breaks it all down in a friendly and digestible way. 

Dive into the podcast as Dennis shares insights on:

  • The history and purpose of living trusts
  • Differences between various types of trusts and when they might be needed
  • Real-life examples demonstrating the efficiency of living trusts compared to traditional wills
  • Common pitfalls to avoid when setting up a trust
  • Cost considerations and strategic benefits of trusts 
  • And more!

Connect with Dennis O’Keefe: 

All content presented is for educational purposes only and should not be construed as an endorsement of any third party, or as a solicitation or offer to sell securities or provide investment, tax, legal, or consulting services, and should not be acted upon without obtaining specific advice from a qualified professional. 

We believe the information presented to be reliable but is not guaranteed as to its accuracy or completeness. All examples are hypothetical and for illustrative purposes only. Any opinions or statements by third parties are their own and may not be representative of the experience of others or indicative of future investment performance or success. No compensation has been exchanged for any testimonials, endorsements, and/or recognitions.
Estate Planning Mistakes That Could Cost You Everything

Estate Planning Mistakes That Could Cost You Everything

By |

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Estate planning is one of those things we all know we should do, yet most of us keep pushing it off—just like changing the furnace filter (which, by the way, can have disastrous consequences if ignored). But failing to plan your estate properly can leave your loved ones with unexpected legal and financial nightmares. 

Join Dennis as he breaks down why having a will is essential, common estate planning mistakes, and a surprising history lesson on how modern wills came to be.

Top takeaways include:

  • The importance and function of wills in estate planning [00:01:23]
  • Common mistakes people make with estate planning [00:06:45]
  • A historical journey beginning with the Magna Carta to understand current practices [00:14:50]
  • The American perspective on individual rights in estate planning [00:24:30]
  • Practical advice for managing your estate and why you shouldn’t DIY your will [00:37:15]
  • And more

Connect with Dennis O’Keefe: 

All content presented is for educational purposes only and should not be construed as an endorsement of any third party, or as a solicitation or offer to sell securities or provide investment, tax, legal, or consulting services, and should not be acted upon without obtaining specific advice from a qualified professional. 

We believe the information presented to be reliable but is not guaranteed as to its accuracy or completeness. All examples are hypothetical and for illustrative purposes only. Any opinions or statements by third parties are their own and may not be representative of the experience of others or indicative of future investment performance or success. No compensation has been exchanged for any testimonials, endorsements, and/or recognitions.
Managing Healthcare Costs During Retirement

Managing Healthcare Costs During Retirement

By |

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

What’s the real cost of retirement health insurance?

Dennis O’Keefe explores the often-overlooked costs of health insurance in retirement, a critical expense many fail to account for when planning their financial future. With over 30 years of experience as a CERTIFIED FINANCIAL PLANNER™, he provides invaluable guidance tailored to telecom industry employees preparing for retirement.

Gain insight to help you plan for retirement as this episode covers: 

  • The true impact of health insurance costs post-employment
  • The reality of employer-covered retiree health benefits and potential pitfalls
  • COBRA and its financial implications for retirees
  • Navigating state health insurance exchanges post-Obamacare
  • Medicare basics and why customizing supplemental plans is crucial
  • The cost-effectiveness of vision and dental insurance
  • And more

Connect with Dennis O’Keefe: 

 

All content presented is for educational purposes only and should not be construed as an endorsement of any third party, or as a solicitation or offer to sell securities or provide investment, tax, legal, or consulting services, and should not be acted upon without obtaining specific advice from a qualified professional. 

We believe the information presented to be reliable but is not guaranteed as to its accuracy or completeness. All examples are hypothetical and for illustrative purposes only. Any opinions or statements by third parties are their own and may not be representative of the experience of others or indicative of future investment performance or success. No compensation has been exchanged for any testimonials, endorsements, and/or recognitions.
Supercharge Your Retirement Savings!

Supercharge Your Retirement Savings!

By |

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

With over 30 years of expertise as a CERTIFIED FINANCIAL PLANNER™ for telecom employees, Dennis offers insights into maximizing your 401k contributions and why starting early is crucial.

He explores the power of compound interest, sharing an example of three hypothetical savers, demonstrating that starting contributions early—even with lower amounts—leads to significantly higher retirement savings. He also discusses the changes brought by the Secure Act 2.0 and strategies for smart saving, at every stage of life. 

Download now, and please share this episode with someone who could benefit from Dennis’ wisdom—whether they’re 25 or 65!

Key highlights include:

  • The new 401k catch-up provisions under the Secure Act 2.0 
  • A telecom example of the magic of investing early
  • The power of compound interest on long-term savings 
  • Insights into spending control near retirement and its significance 
  • Strategies for maximizing the benefits of 529 plans for future generations
  • And more

Previous Episodes of Interest:

Connect with Dennis O’Keefe: 

All content presented is for educational purposes only and should not be construed as an endorsement of any third party, or as a solicitation or offer to sell securities or provide investment, tax, legal, or consulting services, and should not be acted upon without obtaining specific advice from a qualified professional. 

We believe the information presented to be reliable but is not guaranteed as to its accuracy or completeness. All examples are hypothetical and for illustrative purposes only. Any opinions or statements by third parties are their own and may not be representative of the experience of others or indicative of future investment performance or success. No compensation has been exchanged for any testimonials, endorsements, and/or recognitions.
How To Empower Your Children With Money Skills

How To Empower Your Children With Money Skills

By |

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Teaching financial responsibility to children helps set the stage for financial independence as young adults.

Join host Dennis O’Keefe as he explores the impact of teaching financial lessons to children. Using personal anecdotes and insightful stories, Dennis highlights how you can help shape your child’s understanding of finances.

Top takeaways include: 

  • The importance of letting young children experience financial consequences 
  • Creative ways for tweens to earn and learn about money responsibly 
  • Why parents should let adult children face financial challenges independently 
  • Saving strategies that could enhance your investments
  • And more

Connect with Dennis O’Keefe: 

All content presented is for educational purposes only and should not be construed as an endorsement of any third party, or as a solicitation or offer to sell securities or provide investment, tax, legal, or consulting services, and should not be acted upon without obtaining specific advice from a qualified professional. 

We believe the information presented to be reliable but is not guaranteed as to its accuracy or completeness. All examples are hypothetical and for illustrative purposes only. Any opinions or statements by third parties are their own and may not be representative of the experience of others or indicative of future investment performance or success. No compensation has been exchanged for any testimonials, endorsements, and/or recognitions.