Tag: Market Volatility
How Often Should I Check My 401(k)?

How Often Should I Check My 401(k)?

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How closely should you monitor your retirement accounts? 

In this YSR FAQ episode, Dennis O’Keefe explains why both neglecting your 401(k) and obsessively checking it can create problems.

Using examples from his own experience and lessons from past market cycles, Dennis discusses the importance of reviewing account allocations, maintaining proper diversification, and periodically rebalancing your portfolio. He also shares a story from the early days of online 401(k) trading and explains why constantly reacting to market movements can be counterproductive.

If you’re unsure how often you should review your retirement savings or what you should actually be looking for when you do, this episode offers a practical framework.

Key takeaways:

  • How often to review your 401(k)
  • The importance of monitoring asset allocation
  • When rebalancing may be necessary
  • Why daily account watching can be harmful
  • How market volatility should influence your review process
  • And more!

Connect with Dennis O’Keefe: 

All content presented is for educational purposes only and should not be construed as an endorsement of any third party, or as a solicitation or offer to sell securities or provide investment, tax, legal, or consulting services, and should not be acted upon without obtaining specific advice from a qualified professional. We believe the information presented to be reliable, but it is not guaranteed as to its accuracy or completeness. All examples are hypothetical and for illustrative purposes only. Any opinions or statements by third parties are their own and may not be representative of the experience of others or indicative of future investment performance or success. No compensation has been exchanged for any testimonials, endorsements, and/or recognitions.
How to Filter Market Noise and Focus on What Really Matters

How to Filter Market Noise and Focus on What Really Matters

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Trying to predict the market can feel overwhelming when headlines, opinions, and daily volatility are everywhere.

How do you separate meaningful economic signals from distractions? What information actually helps you make better financial decisions over the long term?

In this episode, Dennis O’Keefe shares why market predictions are often little more than educated guesses and explains how he evaluates the economy through practical observations and reliable data instead of media headlines. He explores why consumer sentiment can be misleading, how job reports should really be interpreted, and why everyday experiences sometimes reveal more than breaking news. The conversation offers a calmer way to think about investing and long-term financial decisions.

Key takeaways:

  • Why trying to predict the market is often less reliable than many people believe
  • How media incentives can distort the financial information people consume every day
  • Why consumer sentiment often lags behind what’s really happening in the economy
  • What everyday observations can reveal about economic trends before headlines do
  • How to interpret employment reports beyond the headline job numbers
  • And more!

Connect with Dennis O’Keefe: 

All content presented is for educational purposes only and should not be construed as an endorsement of any third party, or as a solicitation or offer to sell securities or provide investment, tax, legal, or consulting services, and should not be acted upon without obtaining specific advice from a qualified professional. We believe the information presented to be reliable, but it is not guaranteed as to its accuracy or completeness. All examples are hypothetical and for illustrative purposes only. Any opinions or statements by third parties are their own and may not be representative of the experience of others or indicative of future investment performance or success. No compensation has been exchanged for any testimonials, endorsements, and/or recognitions.