Tag: Investment Allocation
How Often Should I Check My 401(k)?

How Often Should I Check My 401(k)?

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How closely should you monitor your retirement accounts? 

In this YSR FAQ episode, Dennis O’Keefe explains why both neglecting your 401(k) and obsessively checking it can create problems.

Using examples from his own experience and lessons from past market cycles, Dennis discusses the importance of reviewing account allocations, maintaining proper diversification, and periodically rebalancing your portfolio. He also shares a story from the early days of online 401(k) trading and explains why constantly reacting to market movements can be counterproductive.

If you’re unsure how often you should review your retirement savings or what you should actually be looking for when you do, this episode offers a practical framework.

Key takeaways:

  • How often to review your 401(k)
  • The importance of monitoring asset allocation
  • When rebalancing may be necessary
  • Why daily account watching can be harmful
  • How market volatility should influence your review process
  • And more!

Connect with Dennis O’Keefe: 

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