On this episode of Your Telecom Retirement, I unveil a little-known approach to maximizing your retirement wealth using Roth IRAs and Roth 401(k)s. Based on my 30 years of experience in retirement planning specific to telecom employees, I’ll guide you through managing distributions effectively for a tax-free retirement. Join me as I share my insights …
The longer your career, the wider your trail of various retirement and financial accounts littered behind you. This and other financial clutter makes focused saving and investment difficult, and can lead to costly misunderstandings of our positions and can slow your overall retirement savings. In this episode, we dig into the importance of “spring cleaning” …
Whenever there’s talk of a recession, people wonder what they should be doing. But how do you prepare for a future nobody can predict? In this episode, we discuss the false belief that we know what’s going to happen, what this means for retirement planning, and how to ensure you don’t fall for the trap …
Retiring today is 180 degrees from what it was in 1993, and there are huge implications for anyone who wants to enjoy a comfortable retirement. In this episode, we’ll examine how the shift from pensions and employer-paid healthcare has changed the game, and who you must depend on to ensure your money lasts as long …
I love my Nana, but let’s just say her culinary adventures were trips to avoid. For her signature Mac & Cheese dish, she got a lot of things right — but missed some crucial details that would have transformed the results. In this episode, we look at a retirement planning error I’ve noticed in several …
I Bonds are the current popular kid at the party. It seems like every financial news outlet and publication is pushing them. So are they REALLY a good deal? In this episode, I demystify I Bonds, including the benefits and limitations of these financial instruments — so you can judge for yourself whether they’re worth …
Banks are the foundation of the financial system (and the recent turmoil reminds us how important banks are to all of us). Join me and our special guest and banking insider, Samantha, for a peek behind the curtain at banking institutions small, large, and local, and how to know which option fits your financial needs …
George Constanza was many things, but an investment genius wasn’t one of them. In this episode, we discuss the myth of market momentum, the common mistake investors make when chasing returns, and why Costanza’s goofball antics have a lesson about staying focused in the face of a fluctuating market. EPISODE LINKSYou can download a free …
Nothing like some CEOs on a tropical island complaining about their pay to steer the way toward a content retirement. In this episode, we discuss the importance of avoiding the comparison game, and how you can appreciate where you are and where you’re going without settling for less than you deserve. EPISODE LINKSYou can download …
When my college started capping the concrete stairs in granite at The Quad, we knew something was up. In fact, with tuition rising 10% a year at the time, the students protested. This was 36 years ago, and it’s only gotten more expensive to send kids to college. In this episode, we explore what happened …