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In this episode of “Your Telecom Retirement,” we’re covering the complex world of estate planning.

We start our journey by understanding the importance of finding the right attorney who specializes in estate planning and with whom you can build a strong working relationship. We discuss the common pitfalls of estate planning and the importance of being an active participant in the process.

Join us as we navigate through the intricacies of estate planning and provide you with the tools to make informed decisions about your future.

What You’ll Discover (with time stamps):

📜 [05:26] The importance of finding the right attorney for your estate planning needs

🔑 [06:41] The significance of understanding the legal aspects of estate planning

🏥 [09:17] The necessity of having a comprehensive estate plan

📃 [15:08] The value of asking questions and seeking advice even years after the estate planning process

💼 [16:10] The importance of preparing and gathering your data before starting the estate planning process

🏠 [22:42] The role of the attorney in guiding you through the estate planning process
Join us in this episode as we navigate the legal labyrinth of estate planning and provide you with the tools to secure your future!

EPISODE LINKS
You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

Connect with Dennis on LinkedIn: https://www.linkedin.com/in/dennisokeefe-/

Visit Dennis’ website: https://www.successfulmoney.com/

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In this episode of “Your Telecom Retirement,” we dive into the complex world of 401k management.

We kick off our journey by understanding the importance of not overthinking your 401k investments.

We discuss the pitfalls of overtrading and the benefits of dollar cost averaging.

Join us as we explore the potential risks of holding a significant amount of company stock in your 401k and the importance of having an overall investment plan.

What You’ll Discover (time stamp included):

💼 [00:01] An introduction to 401k management and why it’s crucial to your retirement planning.

📈 [01:16] The dangers of overtrading and the statistical fact that more trades often lead to less money.

💰 [01:32] The concept of dollar cost averaging and how it can benefit your long-term investment strategy.

🏢 [05:14] The risks of holding a significant amount of company stock in your 401k.

📝 [07:30] The importance of having an overall investment plan that aligns with your goals and risk tolerance.

Join us in this episode as we navigate the world of 401k management and provide you with tips to make smart retirement investments!

EPISODE LINKS
You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

Connect with Dennis on LinkedIn: https://www.linkedin.com/in/dennisokeefe-/

Visit Dennis’ website: https://www.successfulmoney.com/

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In this episode of “Your Telecom Retirement,” we dive into the often misunderstood world of power of attorney.

We start our exploration by understanding power of attorney and its importance in our lives. We discuss the different types of power of attorney, from the commonly known healthcare proxy to the broader general power of attorney.

Join us as we navigate through the potential pitfalls and the importance of having a durable power of attorney, especially as we age or face health challenges.

What You’ll Discover:

📜 [00:01] An introduction to power of attorney, a critical component of legal representation
🔑 [01:16] The difference between power of attorney during your lifetime and after
🏥 [01:32] The role of a healthcare proxy and its importance
📃 [05:14] The broader form of power of attorney and when you might need it
💼 [07:30] The importance of having a durable power of attorney
🏠 [09:20] Real-life scenarios where power of attorney is crucial

Join us in this episode as we demystify power of attorney and show you how it can be your legal superhero!

You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

Connect with Dennis on LinkedIn: https://www.linkedin.com/in/dennisokeefe-/

Visit Dennis’ website: https://www.successfulmoney.com/

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In this episode of “Your Telecom Retirement,” we explore the world of trusts, specifically revocable living trusts, and their role in estate planning.

We start by debunking common misconceptions about trusts, highlighting their importance for the wealthy and anyone seeking to simplify their estate planning. We also discuss the role of trusts in managing assets and the potential pitfalls of not having one.

What You’ll Discover:

📜 [00:01] An introduction to trusts, the misunderstood tools of estate planning
🔍 [02:15] The truth about living trusts: Are they just will substitutes?
🏦 [03:08] How trusts can simplify the distribution of assets like bank accounts, brokerage accounts, and real estate
👨‍👩‍👧‍👦 [09:28] The relationship between you and your trust during your lifetime
💼 [14:18] The process of dividing and distributing assets through a trust
🏠 [15:05] A personal story about the simplicity of using a trust
💡 [18:26] The benefits of investing in a trust now for the future benefit of your children
🚫 [19:11] What living trusts can’t do: They provide zero Medicaid nursing home protection

Join us in this episode as we demystify trusts and show you how they can be your financial guardians!

You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

Connect with Dennis on LinkedIn: https://www.linkedin.com/in/dennisokeefe-/

Visit Dennis’ website: https://www.successfulmoney.com/

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Do the values of a company factor into your investment decisions?

In the latest episode of “Your Telecom Retirement,” I dive deep into the world of ESG (Environmental, Social, and Governance) investing, a form of investing that considers a company’s impact on the environment, its social responsibility, and its governance practices.

We start by untangling the political implications of ESG investing and emphasize its importance beyond political leanings. We then explore the mechanics of ESG investing, discussing how companies are evaluated based on environmental, social, and governance factors.

From the dilemmas of choosing profits over principles to the complexities of deciding whether to invest in a company like Apple, we cover it all.

What You’ll Discover:

🌍 [00:01] An introduction to ESG investing and its political implications
💼 [01:04] The mechanics of ESG investing: How companies are rated from “green” to “brown”
🍏 [02:19] The complexities of ESG investing: The case of Apple
💰 [05:24] The dilemma of ESG investing: Profits vs. principles
📊 [08:26] The effectiveness of ESG investing: A form of boycott?

Join us in this episode as we unravel the complexities of ESG investing and shed light on its importance in portfolio management!

EPISODE LINKS
You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

Connect with Dennis on LinkedIn: https://www.linkedin.com/in/dennisokeefe-/

Visit Dennis’ website: https://www.successfulmoney.com/

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In this episode of “Your Telecom Retirement,” we dive into the murky waters of financial advising and the potential pitfalls that can endanger your assets.

We start with a real-life story about a local firm fined $2.5 million by the SEC for not properly monitoring one of its brokers. This broker was involved in predatory sales practices, taking advantage of elderly people and nonprofits, charging excessive fees, and making trades just to earn commissions.

Today, retirees have so much information and tools at their disposal for managing their financial security, but many don’t realize the importance of being vigilant and aware.

What You’ll Discover:

📝 [00:01] An introduction to the dark side of financial advising
💲 [01:04] A real-life story of a firm fined for not properly monitoring its Broker
💰 [02:19] The importance of understanding the fees you’re being charged
🔍 [05:24] The value of conducting an SEC broker check
🚩 [08:26] The warning signs of a potentially untrustworthy advisor
🛡️ [15:37] How to protect your financial future

Join us in this episode as we shed light on the potential pitfalls in financial advising and show you how to protect your assets!

EPISODE LINKS
You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

Connect with Dennis on LinkedIn: https://www.linkedin.com/in/dennisokeefe-/

Visit Dennis’ website: https://www.successfulmoney.com/

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In this episode of “Your Telecom Retirement,” we embark on a time-traveling adventure through the world of wills and estate planning.

We begin our journey in the stone halls of 13th-century England with the signing of the Magna Carta. This document established the principle that no one, not even the king, is above the law.

Over the centuries, this principle evolved and led to the concept of personal property rights, which eventually gave rise to wills.

Today, we find ourselves in the living rooms of retirees, where the legacy of this principle still lives on, but wills and their necessity are often misunderstood.

What You’ll Discover:

📜 [00:01] An introduction to wills, the unsung heroes of asset management

🏰 [01:04] Time travel to 1215: the Magna Carta and the birth of property rights

👑 [02:19] How property rights evolved from “the king’s will” to “your will”

📃 [05:24] The art of crafting a will: It’s not as scary as it sounds!

💼 [08:26] Why having a will is like having a map for your assets

🏦 [15:37] What happens to assets that don’t pass through a will: It’s like a game of asset hide and seek

👨‍👩‍👧‍👦 [16:33] The aftermath of not having a will: Spoiler alert, it’s a legal labyrinth

Join us in this episode as we demystify wills and show you how they can be your financial superheroes!

EPISODE LINKS
You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

Connect with Dennis on LinkedIn: https://www.linkedin.com/in/dennisokeefe-/

Visit Dennis’ website: https://www.successfulmoney.com/

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In this episode of “Your Telecom Retirement,” we explore the mantra “do the opposite” as a strategy for retirees to navigate financial crises and recessions. We journey back to the 2008 financial crisis, a time when panic and fear gripped the world.

I share my personal experiences and insights from this tumultuous period, highlighting the importance of staying calm and making rational decisions in the face of market volatility.

Today, we find ourselves in a world where talk of recessions is becoming increasingly common. But should retirees be worried? I argue that often, the more we hear about a recession, the less likely it is to happen.

What You’ll Discover:

📉 [00:01] An introduction to the 2008 financial crisis and its aftermath

🌐 [01:04] The global impact of the crisis and the concept of derivative securities and futures

👥 [02:19] The importance of individual decision-making in times of financial turmoil

🔄 [05:24] The mantra “do the opposite” as a strategy to navigate financial crises and recessions

🏦 [08:26] Pushing back on the Federal Reserve and skepticism about recession predictions

Join us in this episode as we delve into the world of financial crises and recessions, and discover the power of doing the opposite!

EPISODE LINKS
You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

Connect with Dennis on LinkedIn: https://www.linkedin.com/in/dennisokeefe-/

Visit Dennis’ website: https://www.successfulmoney.com/

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In this episode of “Your Telecom Retirement,” we explore the world of side hustles, using the example of equine therapy to illustrate the pros, cons, and considerations of starting a side business. Join me and my guest, an equine therapist, as we discuss the realities of balancing passion, time, and financial commitments in a side hustle.

What You’ll Discover:

🐴 [00:01] An introduction to side hustles and a deep dive into the world of equine therapy, a unique side hustle that combines passion and profession
📈 [05:00] A discussion on the financial aspects of starting a side hustle, including setting prices, managing costs, and the importance of valuing your time and expertise
⏰ [10:00] Insights into the time commitment required for a side hustle and how to balance it with a full-time job and personal life
👥 [15:00] The importance of referrals and word-of-mouth in growing a side hustle, and the role of social media in promoting your business
🎯 [20:00] A real-life example of the challenges and rewards of running a side hustle, and the importance of passion in driving success
🔮 [25:00] A look into the future of side hustles and considerations for scaling up and increasing prices

Join us in this episode to understand the realities of starting a side hustle and gain insights into whether it might be the right path for you.

EPISODE LINKS
You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

WHERE YOU CAN FIND ME:
Connect with Dennis O’Keefe on LinkedIn!
Successful Money Strategies, Inc. – Financial Planning Services
Get the Latest Tips & Strategies for a Successful Retirement

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In this episode of “Your Telecom Retirement,” we explore the power of small, incremental changes in improving your financial situation. Drawing parallels from my personal experiences with dropping some pounds, we delve into strategies that can lead to significant financial progress over time.

What You’ll Discover:

💰 [00:01] An introduction to the concept of small, incremental changes and their impact on financial habits
🍔 [03:36] Personal experiences with weight loss and how they relate to financial habits
📈 [13:58] The strategy of rounding up debt payments to pay off debts faster
🏠 [15:21] The benefits of making an extra mortgage payment twice a year
💵 [14:28] The idea of utilizing extra paychecks to put toward financial goals
🎄 [17:43] The concept of starting a Christmas club or a similar savings plan

Join us in this episode to discover the power of small changes and how they can lead to big improvements in your financial situation.

EPISODE LINKS
You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin

ABOUT THE SHOW
Tap into Dennis O’Keefe’s 30+ years of experience helping telecom employees maximize their company-specific benefits packages for situations including early retirement, buyout offers, career changes and more!

Featuring actionable, practical how-to advice along with stories of REAL telecom employees Dennis has helped navigate through every benefits situation imaginable, each episode of “Your Telecom Retirement” focuses on how to maximize the money you take out of your time working for telecom.

Dennis’ expertise has been featured by Business Insider, The Boston Globe and Yahoo! Finance.

WHERE YOU CAN FIND ME:
Connect with Dennis O’Keefe on LinkedIn!
Successful Money Strategies, Inc. – Financial Planning Services
Get the Latest Tips & Strategies for a Successful Retirement