Month: November 2025
Are Roth IRAs Worth It?

Are Roth IRAs Worth It?

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You’ve seen the Roth conversion hype, the slick Instagram reels, the pushy advisors, the calculators promising massive tax savings. But here’s the real question: Is it actually right for you?

We’re breaking the spell of oversimplified Roth conversion advice. The truth? A Roth might not be about you at all; it might be about your children, your legacy, and what happens 20–30 years from now.

If you’ve ever wondered whether a Roth conversion is a smart move or a shiny distraction, this episode delivers the clarity you didn’t know you were missing.

What you’ll learn:

  • Why tax savings aren’t always the goal (or the outcome)
  • How tax brackets silently kill Roth conversion benefits
  • When a Roth becomes a powerful estate planning tool
  • What you must know before acting on social media advice
  • And more!

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